Home / Financing / Residential financing
Financing
Financing for Home Projects
Remodels, additions, roofs and outdoor projects are big investments. Ask us about financing options that may let you spread the cost over time.
Options
What we can help with
- Remodels and basement finishing
- Additions
- Roof replacement
- Outdoor living projects
- HVAC and electrical upgrades
- Emergency repairs not fully covered by insurance
Start with a clear scope
Lenders need a defined project and price. We provide a written scope you can share with any lender.
Understand the options
Home equity, personal loans and contractor-arranged financing each have tradeoffs in rate, term and fees. We explain the differences in plain language.
No pressure
Financing is optional. Choose what works for your household, including paying cash or using your own lender.
Local knowledge
Home projects in Denver
Hail roof replacements, basement finishes and kitchen remodels are some of the most common financed home projects in the Denver area.
Process
How it works
Define the project
A written scope and price.
Compare options
Cash, your lender or third-party financing.
Apply
Directly with the lender you choose.
Approve and schedule
Work starts once financing and the scope are set.
Build
The project, with the same documentation lenders expect.
Questions
Questions and answers
Is there a guaranteed rate?
No. The lender sets rates and terms after reviewing your application.
Does applying affect my credit?
That depends on the lender's process. Ask the lender before applying.
Can insurance and financing be combined?
Yes, financing can cover costs beyond what insurance pays, such as upgrades.
Do I have to finance through FYCON?
No. You can use any lender.
Related
Related services
Questions about financing?